Florida's Insurance Specialists
Business & Personal Insurance for Florida Drivers and Companies.
From commercial fleets to personal auto, RV, and life insurance — we shop the market so you get the best coverage at the best price.
Two Ways We Can Help You
Whether you're protecting your business or your family, we write more auto insurance than anything else — and we do it better.
Commercial Auto & Business Coverage
We specialize in commercial auto for Florida businesses — from single work trucks to full fleets. Pair it with general liability, workers' comp, property, and more for a complete business package.
- Commercial auto & fleet coverage
- General liability & excess liability
- Workers' compensation
- Performance bonds & equipment
Personal Auto, RV & Life Insurance
Florida drivers face unique challenges — high PIP requirements, hurricane season, and a competitive market. We compare rates across top carriers to find you the best deal on personal auto, RV, motorcycle, and life insurance.
- Personal auto — all driver types
- RV & motorcycle coverage
- Life insurance (term, whole, universal)
- Multi-car & bundling discounts
All the Coverage We Offer
Business or personal — we have a policy for it. Every plan is tailored to your situation.
Business Auto
Commercial fleet and single-vehicle coverage for Florida businesses. We write more business auto than anything else.
Personal Auto
Competitive personal auto rates for all Florida drivers — new drivers, high-risk, SR-22, and standard policies.
General Liability
Protect your business from third-party claims of bodily injury, property damage, and advertising injury.
Workers' Compensation
Cover medical expenses and lost wages for employees injured on the job — required in Florida.
RV & Motorcycle
Specialized coverage for motorcycles, motorhomes, and RVs — built for Florida's roads and lifestyle.
Life Insurance
Term, whole, and universal life insurance to protect your family's financial future.
What Our Clients Say
Real reviews from Florida businesses and families we've protected.
Dean Bachi
April 29, 2026
A few of my friends have started their own businesses, and all have said how complicated it can be to "dot all the i's and cross all the t's". Cover Florida made it so easy to get me going. It was painless, inexpensive, and all the bases were covered. I was told by a friend and I will definitely be telling my friends. Thanks Noal.
Donald Dunster
March 13, 2026
Very quick getting back to me with answer to questions much appreciated!
AD
February 8, 2026
Noel has been my agent for almost two decades and he always been there for me and my business. He answers the phone and emails with any questions I have and has the best interest of my business at hand. Excellent company and thank you for all of your hard work and attention to our needs for all these years. Kindest Personal Regards, Dickerson Construction
Robyn Banks
February 3, 2026
Awesome customer service
Vitalina Yashchyshyna
November 17, 2025
Mark Jones
October 1, 2025
Noel is fantastic!!!! Always helpful and has Always treated me great! Been many years doing business with him and has never had a issue. Thank you sir for the amazing service!!!!!!!
Ready for a Free Quote?
Call or text (941) 275-7785 — or submit a request and we'll get back to you fast.